January 28, 2021
Does an auto insurance rate change depending on your gender?

Does an auto insurance rate change depending on your gender?

Does an auto insurance rate change depending on your gender?

It depends. Some states — Hawaii, Massachusetts, Montana, North Carolina, Pennsylvania and some parts of Michigan — have banned the practice of calculating auto insurance rates based on a person’s gender. But in other states, women may pay more, on average, for car insurance compared to men with similar driving records. For young adults, the trend is flipped — young men tend to pay more than women.

But switching companies can wipe out that price difference, so your best bet is to shop around to find the cheapest insurance rate you can.

Read more: Is auto insurance cheaper for homeowners?